🍐 Sending a payment inside iMessage

The Pear Pay UX, step by step β€” type it, confirm with Apple Pay, done.

1 Β· Type it like a text
iMessage Β· Today 1:24 PM
Can you send me $20 for lunch? πŸ₯—
yep one sec
Pear Pay Β· send money in chat
Send Molly $20 50 USDC privately
PaymentComposerView β€” natural language, no address
2 Β· Confirm with Apple Pay
iMessage Β· Today 1:24 PM
Can you send me $20 for lunch? πŸ₯—
yep one sec
Pay Β· Pear Pay
Tomolly.eth
Pay with Apple Cash
Pear Pay$20.00
 Pay with Face ID
Settles in USDC Β· gas & chain handled for you
ApplePayAuthorizer β€” PassKit biometric approval
3 Β· Sent β€” settled in USDC
iMessage Β· Today 1:24 PM
Can you send me $20 for lunch? πŸ₯—
yep one sec
SETTLED βœ…
$20.00
You paid molly.eth
🟣 Hedera USDC instant
got it, thank you!! πŸ™
οΌ‹
iMessage
MSMessage card inserted back into the conversation

More payment flows

The same β€œtype it like a text” UX, three harder cases handled automatically.

A Β· Pay someone with no wallet
iMessage Β· Today
Here’s the $50 for the Airbnb 🏠
CLAIMABLE ⏳
$50.00
To Alex Β· not on Pear Pay yet
USDC escrowed claim via SMS
wait i don’t even have a crypto wallet πŸ˜…
Funds escrowed instantly β€” payment never blocks on onboarding
…they just get a text
Text Message Β· Today
Molly sent you $50 through Pear Pay 🍐
Claim your funds: pearpay.app/claim/abc123 Claim your $50 β†’
opening it now!
οΌ‹
Text Message
Twilio SMS β†’ claim page β†’ Dynamic wallet created on tap
B Β· Private transfer
iMessage Β· Today
sent that over privately 🀫
PRIVATE πŸ•ΆοΈ
$ β€’ β€’ β€’
To β€’ β€’ β€’ β€’ β€’ Β· amount hidden
πŸ•ΆοΈ Unlink shielded 🟣 Hedera
οΌ‹
iMessage
Unlink hides balances, amounts & counterparties
C Β· Agent β†’ agent payment
Autonomous run Β· x402
Pay openai.eth $0.05 for this API request
⟳ resolving openai.eth … endpoint found
HTTP 402 β†’ paying via Dynamic server wallet
PAID βœ…
$0.05
Agent paid openai.eth
x402 USDC 🟣 Hedera
200 OK β€” response unlocked
Server wallet + x402 β€” no human in the loop