About Pear Pay

Our mission

The best payment products let people pay people — not wallets. Users think about friends, family, coworkers, and creators, not blockchain addresses, networks, or gas fees. Pear Pay focuses on human relationships and the channels people already use, becoming the payment infrastructure layer for both human communication and the emerging agentic economy.

The problem

Despite years of progress, sending crypto still forces mainstream users to:

• ✗Create a wallet & secure a seed phrase
• ✗Understand networks & choose a chain
• ✗Acquire gas tokens & copy addresses
• ✗Bridge assets, swap tokens & confirm

It’s confusing and error-prone — nothing like the experience people expect from Apple Pay, Venmo, or Cash App. Pear Pay removes every one of these steps.

The solution

Instead of navigating financial infrastructure, users simply express intent — “Pay Alex back for dinner,” “Split the Airbnb with everyone,” “Send Sarah 50 USDC privately.” Behind the scenes Pear Pay resolves identities, creates wallets, routes across chains, settles in USDC, and optionally protects privacy. Payments never fail because a recipient hasn’t onboarded — funds wait securely in a claimable escrow until they’re ready.

Built with

Pear Pay at a glance

Built at ETHGlobal NYC 2026